Almost without fail, someone in our training sessions says they do not see the importance of budgeting and that they earn too little to budget. My response is always the same: Budgeting is one of the important keys to financial success. Many people are often put off by the simple term “budget”. They associate it […]
Are you missing out on a free opportunity to learn about personal finance at your place of work? Five short years ago, personal financial management training for employees was not even on the menu of most human resource professionals. Over time however, it has become clear that providing financial management skills to employees is not […]
What are the chances that a woman will end up managing her finances at some point in her life? According to a study done by Oppenheimer funds in the United States, women have an eighty to ninety percent possibility of managing their own finances during her life. Some will have to manage their money because […]
Are you a spendthrift or are you a saver? Most people will deny being spendthrifts but at the same time, they will say that their income is too small to allow for savings. Many people think that saving is an option available only to those with astronomical incomes. The truth is that without a […]
Your retirement should be your golden years when you can guide and counsel your growing family and become a solid pillar of your society. This is hard to do when suffering the indignity of financial want. Put in place the pillars of your financial independence while you still have time. To do this, you need […]
For many, home ownership is a major life goal. However, with the high house prices, high interest rates and many confusing offers, one needs a good plan to end up with a home that brings joy and a sense of belonging rather than stress and heartbreak.
Nothing gives one more joy than being at peace with God, close to the ones you love and free to do the things you truly enjoy. Money worries can put a damper on one’s happiness.
You are driving home from work one evening and your normally reliable car starts making weird noises before grinding to a halt. The breakdown vehicle tows it to the garage and you take a cab home. The next day, your mechanic announces that the repairs will cost you eighty thousand shillings. No matter how well […]
