Most enlightened people are waking up to the fact that investing is a central pillar of personal financial success. However, in order to invest, one must first have an income then save some of that income. In order to do that, you have to obey the first commandment of personal finance – Thou shall spend […]
Excessive debt can result in more than just loss of sleep, it can literary kill you. Sustained high stress levels can lead to ailments of all kinds. Stress caused by harassment by creditors who will hound you with threatening letters telephone calls and attachment of your property. You become susceptible to panic attacks when the […]
The holidays are over and it’s back to reality. For those who managed their finances well over the holiday period, the only regret is that they have to get used to waking up at six every morning and face the traffic jams once again. Those who spent recklessly however will have to go through one […]